Area farmers have always been a major part of Citizens State Bank’s success over the years and will continue to be one of our greatest assets for years to come. Contact one of our many Agricultural loan officers about various options to meet your operating needs.

Lines of Credit
A line of credit may be established as a convenient way to make sure that your operation is ready for those seasonal or cyclical production needs. A pre-approved Line of Credit, arranged for your business by Citizens State Bank, gives you immediate access to extra working capital at a moment’s notice.

Beginning Farmers Loans
A program designed to provide competent business advice including a financial and cash flow analysis to assist in the beginning stages of farming operations.

Farm Livestock and Equipment Loans
Agricultural banking has always been an important part of Citizens State Bank and will continue to be in the future. Our loan officers are available to help you with capital expenditures and the purchase of livestock and equipment. Contact us today.

Farm Building and Land Loans
Whether you’re looking to invest or add on, Citizens State Bank can offer real estate loans with terms to meet your expectations. Contact any one of our agricultural banker’s to learn more.