Personal Banking

Personal Banking at Citizens State Bank

From day-to-day expenses to installment loans to long-term savings opportunities, the customer service experts at Citizens State Bank can help you make the most of your personal finances.


Bullet Image Checking & Savings Accounts

No matter what you're looking for in an individual or family account, Citizens State Bank has checking and savings opportunities to fit your needs.

Learn more >>


Bullet Image Mobile & Internet Banking

With Citizens State Bank's internet and mobile banking services, you can access and manage your accounts anytime, anywhere.

Learn more >>


Bullet Image Credit & Debit Cards

With a credit or debit card from Citizens State Bank, you'll have cash-free convenience for all your everyday purchases, big-ticket necessities and unforeseen emergencies.

Learn more >>


Bullet Image Home Loans

Looking to buy, build or remodel? You can count on the real estate experts at Citizens State Bank to guide you through the home lending process.

Learn more >>


Bullet Image Auto & Personal Loans

A visit with a CSB loan officer can help you sort through all the options — we have the products, services, and expertise to help you make the best choice.

Learn more >>


Bullet Image Savers Clubs

From funding your child's education or saving for holiday shopping, Citizens State Bank offers a variety of options to help you reach your savings goal.

Learn more >>


Bullet Image Forms & Calculators

Whether you're just investigating your options or ready to get started with a new account or loan applications, we have the online tools you need to make your decisions easier.

Learn more >>


Talk to the experts

Stacey Fuhrmeister

Location: Olin
Phone: 319-484-2247
Fax: 319-484-2879

Carol Andresen

Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226

Jessica Nicely

Location: Oxford Junction
Phone: 563-826-2231
Fax: 563-488-2226
NMLS ID #1554327