Checking & Savings Accounts
Easy. Convenient. Secure.
From day-to-day expenses to long-term savings opportunities, the customer service experts at Citizens State Bank can help you identify your long-term banking goals and assist you with opening or transferring an account.
And don't forget, you can manage your CSB accounts anytime, anywhere.
No matter what you're looking for in an individual or family account, Citizens State Bank has checking options that will fit your needs.
Combining flexibility and convenience, a standard checking account makes it easy to manage your day-to-day expenses.
For full-time students attending high school or college, CSB provides a no-minimum balance checking account to help them achieve financial independence.
A NOW account allows you to earn interest on your account, while allowing for unlimited monthly withdrawals.
Need Checks? Order your Deluxe Checks online or call toll-free 1-877-838-5287
Savings Accounts, CDs, and IRAs
Saving money is an important and difficult job, but the variety of savings accounts at Citizens State Bank can make that job much easier. Take a look at some of our options, then contact the experts at CSB today.
Personal Savings Account
The perfect account for any level of saver. By maintaining an average daily balance of $100.00, the monthly maintenance fee is waived. Automatic Savings Deposit plans are available
Be sure to try our new online Savings Calculator - you might be surprised to learn how quickly it accumulates!
Insured Money Market
Keep your money accessible while you earn with an Insured Money Market Account. This account will give you the interest-bearing of a market-indexed account and the ability to access your money when you need it. An IMMA, is FDIC Insured.
Certificates of Deposit (CDs)
Choose from a variety of Certificates of Deposit (CDs) in terms from just a few days and months to five years that offer higher yields than other savings instruments. Your investment will be secured with the safety of FDIC insurance.
For an easy estimate on how much your investment could earn, try our online CD calculator.
Individual Retirement Accounts (IRAs)
It's never too early to think about your retirement. CSB can help you maximize your saving potential by investing in a Traditional or Roth IRA. You might also be interested in a Citizens State Bank Education IRA - available to parents, grandparents, or anyone interested in investing in someone's future.
These online calculators can show you how to keep your money growing:
Traditional IRA Calculator | Roth IRA Calculator
Talk to the experts
Location: Oxford Junction
Location: Wyoming Drive-Thru