Saving money is an important and difficult job, but with the variety of savings accounts at Citizens State Bank, your job can be made much easier. Contact one of our personal bankers to learn more about our savings account products.

Personal Savings Account
The perfect account for any level of saver. By maintaining a daily balance of $25.00, the monthly maintenance fee is waived. Automatic Savings Deposit plans are available.

Insured Money Market Account
Keep your money accessible while you earn with an Insured Money Market Account. This account will give you the interest-bearing of a market-indexed account and the ability to access your money when you need it. An IMMA, is FDIC Insured.

Certificate Deposit Rates
Choose from a variety of Certificates of Deposit (CD’s) in terms from just a few days and months to five years that offer higher yields than other savings instruments. Your investment will be secured with the safety of FDIC insurance.

IRA
It is never too early to think about your retirement. CSB provides multiple opportunities to help assist you in saving for those golden years. Maximize your saving potential by investing in a Traditional or Roth IRA.

Open a Citizens State Bank Education IRA today and start saving for your child’s education. An Education IRA may be opened by parents, grandparents, or anyone interested in investing in someone’s future.

Employers looking to offer a benefit program for their employees may want to check out CSB’s Simplified Employee Pension (SEP).