Meet Our Team

With more than 200 years of combined service, the Citizens State Bank team has the experience and expertise you need to manage your personal and business finances. CSB NMLS # 645512


Joel Ahrendsen

Joel Ahrendsen

Vice President

  • Branch: Olin                   NMLS # 1454680
  • Years of experience: 5
  • Areas of expertise: Agricultural Lending, Commercial Lending, Consumer Lending, Real Estate Lending
  • Community involvement: Olin School Board, Jones County Farm Bureau

Carol Andresen

Carol Andresen

Vice President, Teller Supervisor

  • Branch: Wyoming
  • Years of experience: 34
  • Areas of expertise: Trust Department, IRAs, Statesmen Club, Customer Service
  • Community involvement: Oxford Junction Ambulance EMT, Oxford Junction Ambulance Treasurer, Eagle League Basketball

Janna Becker

Janna Becker

Assistant Cashier

  • Branch: Wyoming
  • Years of experience: 16
  • Community involvement: Friends of the Wyoming Public Library, Midland PATS, Midland FFA Alumni, Jackson County Master Gardeners

McKenzie Brecht

McKenzie Barber

Assistant Cashier

  • Branch: Olin
  • Years of experience: 9
  • Community involvement: Olin Daycare Board and volunteer at community events

Julie DeMoss

Julie DeMoss

Customer Service Representative / Teller

  • Branch: Oxford Junction
  • Years of experience: 10
  • Community involvement: The Lost Nation Public Library and the Lost Nation Boosters

 


Mona Feuss

Mona Feuss

Assistant Cashier

  • Branch: Wyoming
  • Years of experience: 38
  • Community Involvement: Volunteer for local organizations

Stacey Fuhrmeister

Stacey Fuhrmeister

Assistant Vice President, Branch Manager and Loan Officer

  • Branch: Olin
  • Years of experience: 14
  • Areas of expertise: Trust Department, Lending, Customer Service
  • Community involvement: CCD teacher at Sacred Heart Catholic Church, Oxford Junction, Volunteer for local organizations

Jan Glenn

Jan Glenn

Vice President & Cashier

  • Branch: Wyoming
  • Years of experience: 34
  • Areas of expertise: Customer Service, Internet Banking, Bill Pay, Credit, ATM and Debit Cards, Information Technology, Data Processing
  • Community involvement: Volunteer for local organizations

Sandy Guenther

Sandy Tracy

Assistant Cashier

  • Branch: Wyoming
  • Years of experience: 29
  • Community Involvement: Volunteer for local organizations

Carol Heying

Carol Heying

LUTCF, Certified Senior Adviser

  • Branch: Wyoming
  • Years of experience: 36
  • Areas of expertise: Insurance, Annuities, Investments
  • Community involvement: Epworth City Council, Epworth Economic Development Committee, Dubuque Chapter of the American Red Cross

Brandi Holst

Brandi Holst

Customer Service Representative / Teller

  • Branch: Maquoketa
  • Areas of expertise: Customer service
  • Community involvement: Maquoketa Boosters, Girl Scouts, Maquoketa Chamber, Volunteer for local organizations

Bree Kilburg

Bree Kilburg

Assistant Vice President, Branch Manager and Loan Officer

  • Branch: Maquoketa
  • Years of experience: 13
  • Areas of expertise: Consumer and Real Estate Lending, Customer Service
  • Community involvement: Delwood School Board, Delwood PTO, Maquoketa Boosters, Maquoketa Chamber

Jessica Lasack

Jessica Lasack

Customer Service Representative / Teller

  • Branch: Oxford Junction
  • Years of experience: 12
  • Community involvement: Member of American Legion Auxiliary for 11 years, has owned a business in the community for 16 years.

Brittni Larkey

Brittni Larkey

Customer Service Representative / Teller

  • Branch: Maquoketa
  • Areas of expertise: Customer Service
  • Community involvement: Volunteer for local community events

Megan Moore

Megan Moore

Customer Service Representative / Teller

  • Branch: Wyoming
  • Years of experience: 6
  • Community involvement: Volunteer for local community events

Jessica Nicely

Jessica Nicely

Vice President, Branch Manager & Loan Officer

  • Branch: Oxford Junction                   NMLS # 1554327
  • Years of experience: 21
  • Areas of experience: Customer Service, Internet Banking, Bill Pay, Credit, ATM and Debit Cards, Information Technology, Data Processing, Consumer lending, Real Estate Lending and Compliance
  • Community involvement: Volunteer for local organizations

 


Tony Portz

Tony Portz

Vice President

  • Branch: Wyoming                 NMLS # 1037509
  • Years of experience: 18
  • Areas of expertise: Agricultural Lending, Commercial Lending, Consumer Lending
  • Community involvement: Andrew School Board, Jackson County Farm Bureau Board

Susanne Snead

Susanne Snead

Vice President

  • Branch: Wyoming                   NMLS # 774964
  • Years of experience: 31
  • Areas of expertise: Real Estate Lending, Consumer Lending, Customer Service, Trust Department, Compliance
  • Community involvement: EMT with OJ and Midland ambulance, Co-Treasurer – Midland Ambulance

Teri Sterk

Teri Sterk

Customer Service Representative / Teller

  • Branch: Wyoming
  • Years of experience: 7
  • Community Involvment: Volunteer for local organizations

Jim Thines

Jim Thines

 President

  • Branch: Wyoming                       NMLS # 774963
  • Years of experience: 27
  • Areas of expertise: Lending, Business Development
  • Community involvement: Limestone Bluffs Resources Conservation and Development Area Loan Review Committee, Youth Programs Coach

Theresa Westhoff

Theresa Westhoff

Assistant Vice President and Board Secretary

  • Branch: Wyoming
  • Years of experience: 42
  • Areas of expertise: Customer Service
  • Community involvement: Monticello Eagles Club, Co-Chair Monticello Breast Cancer Awareness Women's Golf Tournament