Meet Our Team

With more than 200 years of combined service, the Citizens State Bank team has the experience and expertise you need to manage your personal and business finances. CSB NMLS # 645512


Jim Thines

Jim Thines

 President/CEO

  • Branch: Wyoming                       NMLS # 774963
  • Years of experience: 28
  • Areas of expertise: Lending, Business Development
  • Community involvement: Limestone Bluffs Resources Conservation and Development Area Loan Review Committee, Youth Programs Coach

Tony Portz

Tony Portz

Vice President

  • Branch: Maquoketa                 NMLS # 1037509
  • Years of experience: 19
  • Areas of expertise: Agricultural Lending, Commercial Lending, Consumer Lending
  • Community involvement: Jackson County Farm Bureau, Jackson County Cattlemen

Susanne Snead

Susanne Snead

Vice President, Loan Officer, Trust Officer and Chief Compliance Officer

  • Branch: Wyoming                   NMLS # 774964
  • Years of experience: 32
  • Areas of expertise: Real Estate Lending, Consumer Lending, Commercial Lending, Customer Service, Trust Department, Compliance
  • Community involvement: Oxford Junction Ambulance EMT, Midland Ambulance EMT, Midland Ambulance Treasurer, Oxford Junction American Legion Auxiliary Member

Joel Ahrendsen

Joel Ahrendsen

Vice President

  • Branch: Wyoming                   NMLS # 1454680
  • Years of experience: 6
  • Areas of expertise: Agricultural Lending, Commercial Lending, Consumer Lending, Real Estate Lending
  • Community involvement: Olin School Board & Volunteer for Local Organizations

Carol Andresen

Carol Andresen

Vice President

  • Branch: Wyoming
  • Years of experience: 34
  • Areas of expertise: Trust Department, IRAs, Statesmen Club, Customer Service
  • Community involvement: Volunteer for local organizations

Jan Glenn

Janice Glenn

Vice President & Cashier

  • Branch: Wyoming
  • Years of experience: 34
  • Areas of expertise: Customer Service, Internet Banking, Bill Pay, Credit, ATM and Debit Cards, Information Technology, Data Processing
  • Community involvement: Volunteer for local organizations

Theresa Westhoff

Theresa Westhoff

Assistant Vice President and Board Secretary

  • Branch: Wyoming
  • Years of experience: 43
  • Areas of expertise: Customer Service
  • Community involvement: Monticello Eagles Club, Co-Chair Monticello Breast Cancer Awareness Women's Golf Tournament

Mona Feuss

Mona Feuss

Assisstant Cashier

  • Branch: Wyoming
  • Years of experience: 39
  • Areas of expertise: Customer Service
  • Community involvement: Volunteer for local organizations

Sandy Tracy

Sandy Tracy

Assisstant Cashier

  • Branch: Wyoming
  • Years of experience: 30
  • Areas of expertise: Customer Service, Data Processing, Internet Banking, Bill Pay, ATM and Debit Cards
  • Community involvement: Volunteer for local Organizations

McKenzie Barber

McKenzie Barber

Assistant Cashier

  • Branch: Olin
  • Years of experience: 10
  • Areas of expertise: Customer Service, IRA's, ATM & Debit Cards
  • Community involvement: Olin Daycare Board & Volunteer for local organizations

Janna Becker

Janna Becker

Assistant Cashier

  • Branch: Wyoming
  • Years of experience: 16
  • Areas of expertise: Customer Service, Internet Banking, Bill Pay, Credit, ATM and Debit Cards, Information Technology, Data Processing
  • Community involvement: Midland Pats, Friends of Wyoming Library, Jackson County Master Gardeners

Jessica Nicely

Jessica Nicely

Vice President, Branch Manager, Loan Officer

  • Branch: Oxford Junction                   NMLS # 1554327
  • Years of experience: 21
  • Areas of experience: Customer Service, Internet Banking, Bill Pay, Credit, ATM and Debit Cards, Information Technology, Data Processing, Consumer lending, Real Estate Lending and Compliance
  • Community involvement: Olin Benefited Fire District Treasurer/Secretary and volunteer for local organizations

Stacey Fuhrmeister

Stacey Fuhrmeister

Assistant Vice President, Branch Manager and Loan Officer

  • Branch: Olin
  • Years of experience: 14
  • Areas of expertise: Trust Department, Lending, Customer Service
  • Community involvement: CCD teacher at Sacred Heart Catholic Church, Oxford Junction; Volunteer for local organizations

Bree Kilburg

Bree Kilburg

Assistant Vice President, Branch Manager, Loan Officer

  • Branch: Maquoketa
  • Years of experience: 14
  • Areas of expertise: Customer Service, Consumer Lending, Real-Estate Lending
  • Community involvement: Maquoketa Athletic Booster Club Treasurer, Delwood School Board Vice President, Delwood PTO Treasurer, Active with kids sports

Landon Hunter

Landon Hunter

Loan Officer

  • Branch: Olin                 NMLS #2172169
  • Years of experience: 1
  • Areas of expertise: Agricultural Lending, Commercial Lending, Consumer Lending, Real Estate Lending
  • Community involvement: United States Navy Reserve, Jones County Extension Council - Treasurer

Connor Harms

Connor Harms

Loan Officer

  • Branch: Wyoming               NMLS #2170658
  • Years of experience: 1
  • Areas of expertise: Agricultural Lending, Commercial Lending, Consumer Lending, Real Estate Lending
  • Community involvement: Volunteer for local organizations

Teri Sterk

Teri Sterk

Customer Service Representative

  • Branch: Wyoming
  • Years of experience: 7
  • Areas of expertise: Customer Service
  • Community involvement: Volunteer for local organizations

Megan Moore

Megan Moore

Customer Service Representative

  • Branch: Wyoming
  • Years of experience: 6
  • Areas of expertise: Customer Service
  • Community involvement: Volunteer for local organizations

Jessica Lasack

Jessica Lasack

Customer Service Representative

  • Branch: Wyoming
  • Years of experience: 12
  • Areas of expertise: Customer Service
  • Community involvement: Volunteer for local organizations

Julie DeMoss

Julie DeMoss

Customer Service Respresentative

  • Branch: Oxford Junction
  • Years of experience: 11
  • Areas of expertise: Customer Service
  • Community involvement: Lost Nation Library & Lost Nation Boosters

Brandi Holst

Brandi Holst

Customer Service Representative

  • Branch: Maquoketa
  • Years of experience: 1
  • Areas of expertise: Customer Service
  • Community involvement: Volunteer for local organizations

Brittni Larkey

Brittni Larkey

Customer Service Representative

  • Branch: Maquoketa
  • Years of experience: 1
  • Areas of expertise: Customer Service
  • Community involvement: Volunteer for local organizations

Brittney Hageman

Brittney Hageman

Customer Service Representative

  • Branch: Wyoming
  • Years of experience: 1
  • Areas of expertise: Customer Service
  • Community involvement: Volunteer for local organizations