Ag & Business Banking

Michael Ahrendsen - Owner, Fourth-Generation Family Farm

From start-up or equipment loans to lines of credit to time-saving electronic transactions, Citizens State Bank has the expertise you need to grow your farm or business.


Bullet Image Farm Loans

Agriculture has been a major part of Citizens State Bank's success for more than a century, and we're continuing that tradition with innovative lending and credit opportunites to help you maximize the efficiency and profitability of your farm.

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Bullet Image Business Loans

If you're ready to buy, build or expand your business, CSB can help you find the right loans, lines of credit and long-term financial planning to achieve your goals.

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Bullet Image Business Accounts

From checking and savings accounts to CDs and direct deposit, Citizens State Bank gives you the convenience, control and security you need.

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Bullet Image Frequently Asked Questions

If you're thinking about starting up or expanding your farm or business, look here for the answers you need to make the right decisions.

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Bullet Image Forms & Calculators

Whether you're investigating your options or ready to get started with a new account or loan application, we have the online tools you need to make your decision easier.

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Talk to the experts

Jim Thines

Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226
NMLS ID #774963

Tony Portz

Location: Maquoketa
Phone: 563-652-2211
Fax: 563-652-7038
NMLS ID #1037509