Farm Loans

Start-up. Growth. Success.

Michael Ahrendsen - Owner, Fourth-Generation Farmily FarmAgriculture has been a major part of Citizens State Bank's success for more than a century, and we're continuing that tradition with innovative lending and credit opportunites to help you maximize the efficiency and profitability of your farm.

Beginning Farmer Loans

The Iowa Beginning Farmer Loan Program (BFLP), administered by the Iowa Agricultural Development Authority (IADA) has been helping new farmers acquire agricultural property since 1981.

The ag lending experts at Citizens State Bank can help you determine if a Beginning Farmer Loan is right for you and walk you through the loan application process — and our assistance doesn't end there. We'll also work with you to create a detailed financial and cash flow analysis to manage the beginning stages of your new farming operation.

Learn more about Beginning Farmer Loans at the IADA website

Lines of credit

Need a convenient way to ensure your farm is ready for seasonal and cyclical production? With a pre-approved line of credit from Citizens State Bank, you can have immediate access to the extra working capital you need — whenever you need it.

Livestock, equipment and real estate loans

Ready to increase your herd, upgrade your equipment or expand your operations? CSB's loan officers can help you manage critical capital expenditures with affordable loans tailored to your specific needs.

Talk to the experts

Jim Thines

Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226
NMLS ID #774963

Joel Ahrendsen

Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226
NMLS ID# 1454680

Tony Portz

Location: Maquoketa
Phone: 563-652-2211
Fax: 563-652-7038
NMLS ID #1037509