Credit & Debit Cards

Flexible payment at 30 million locations worldwide

With a credit or debit card from Citizens State Bank, you'll have cash-free convenience for all your everyday purchases, big-ticket necessities and unforeseen emergencies.

If you lose your ATM/debit card:

  • During business hours: 1-563-488-2211
  • After business hours: 1-800-383-8000

Credit card customer service:


ATM and debit cards

Citizens State Bank's ATM card allows you to withdraw cash from your checking or savings account, as well as check balances, transfer funds and make deposits (when available).

  • How it works: Money is electronically withdrawn from (or deposited to) your account when a withdrawal (or deposit) is made.
  • At ATM cash machines: ATMs can be used to withdraw cash, check balances, transfer funds, and make deposits (when available).
  • At stores: Use at stores that accept a personal identification number (PIN) to make a purchase.

Our debit cards have all the features of our ATM cards, plus the ability to make purchases at stores, over the phone, or through Internet merchants that accept Visa®.

  • How it works: Money is electronically withdrawn from your account when a purchase or ATM withdrawal is made.
  • At ATM cash machines: Withdraw cash, check balances, transfer funds, and make deposits (when available).
  • At stores: Use at stores that accept a PIN or Visa Check Card to make a purchase.
  • Online or over the phone: Use with telephone or internet merchants that accept Visa Check Card.

When you have our debit cards, you can use Brella, which is a fraud transaction alerting, balance monitoring and ATM locator application and you can use this to block and unblock your card with our transaction control feature. You can access Brella through your CSB Mobile App!

Click here to learn more and enroll with Brella.

Privileged Status Network

Citizens State Bank is a member of the Privileged Status network. Customers of participating Privileged Status financial institutions can use the ATMs of other participating Privileged Status financial institutions without paying surcharge fees - just look for the Privileged Status logo.

Find a Privileged Status ATM near you!


Credit Cards

Citizens State Bank offers several different credit card options for our customers, including Rewards options.

Our credit cards have EMV-chip card security, 24/7 customer service, and fraud monitoring services.

Click the button below to browse the cards we offer and complete an online application.

Browse Our Credit Cards

Manage your credit card online: LOGIN | ENROLL

 Or download the MyCard Mobile app

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Talk to the experts

Jan Glenn
Jan Glenn

Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226

Jessica Nicely
Jessica Nicely

Location: Oxford Junction
Phone: 563-826-2231
Fax: 563-826-2409
NMLS ID #1554327

Janna Becker
Janna Becker

Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226