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Ag & Business Banking

From start-up or equipment loans to lines of credit to time-saving electronic transactions, Citizens State Bank has the expertise you need to grow your farm or business.

Farm LoansAgriculture has been a major part of Citizens State Bank's success for more than a century, and we're continuing that tradition with innovative lending and credit opportunities to help you maximize the efficiency and profitability of your farm.Learn More

Business LoansManaging a growing business is a challenging and difficult task, with hundreds of decisions ranging from equipment and vehicle financing to employment plans.Learn More

Business AccountsFrom day-to-day transactions to quarterly cash flow to annual financial statements, Citizens State Bank can help you find the right account to manage your business with the security and control your customers and vendors expect.Learn More

Frequently Asked Questions If you're thinking about starting up or expanding your farm or business, look here for the answers you need to minimize uncertainty and maximize your profits.Learn More

Forms & CalculatorsWhether you're just investigating your options or ready to get started with a new account or loan applications, we have the online tools you need to make your decisions easier.Learn More

Talk to the experts

Jim Thines

Jim Thines

Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226
NMLS ID #774963

Joel Ahrendsen

Tony Portz

Location: Maquoketa
Phone: 563-652-2211
Fax: 563-652-7038
NMLS ID #1037509

Joel Ahrendsen

Joel Ahrendsen

Location: Wyoming
Phone: 563-488-2211
Fax: 563-488-2226
NMLS ID #1454680

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